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Privacy Policy

Smither Terms & Privacy Policy

Introduction

Welcome to Smither, Inc. ("Smither," "we," "our," or "us"). We operate the Smither payment platform available at https://www.smitherpay.com ("Service"). This Privacy Policy governs your use of our Service and explains how we collect, safeguard, and disclose information that results from your use.

By using our Service, you agree to the collection and use of information in accordance with this policy. Unless otherwise defined, terms in this Privacy Policy have the same meanings as in our Terms and Conditions.

Definitions

  • Service means the Smither payment platform operated by Smither, Inc.
  • Personal Data means any information relating to an identifiable individual, such as name, email address, payment details, and identification information.
  • Usage Data means information collected automatically, including IP address, browser type, device type, and interaction with the Service.
  • Cookies are small files placed on your device to store preferences and session information.
  • Data Controller is Smither, Inc., which determines the purpose and means of processing your data.
  • Data Processors are trusted third-party vendors we may use to facilitate the Service.
  • User is any person using our Service.

Information Collection and Use

We collect several types of information to provide and improve our Service:

  • Account Information: Name, email, phone number, payment credentials.
  • Transaction Data: Payment history, currency conversion details, voice command instructions.
  • Technical Data: IP address, device ID, browser information.
  • Cookies and Tracking: For authentication, analytics, and functionality.

Use of Data

Smither uses collected data to:

  • Provide and maintain the Service.
  • Facilitate payments, including fiat-to-crypto conversions.
  • Enhance security and prevent fraud.
  • Improve customer experience and develop new features.
  • Comply with legal and regulatory requirements.

Data Retention

We retain Personal Data only as long as necessary to provide the Service or comply with legal obligations. Data may be anonymized for analytical purposes.

Data Sharing

We may share your data with:

  • Service Providers: To support payment processing, fraud prevention, and analytics.
  • Legal Authorities: When required by law or to protect rights, property, or safety.
  • Business Transfers: In case of merger, acquisition, or asset sale.

Security of Data

Smither uses end-to-end encryption, secure blockchain networks, and industry-standard safeguards to protect all user data.

Your Rights

Depending on your location, you may have rights to:

  • Access, update, or delete your data.
  • Restrict or object to certain processing.
  • Request data portability.

Requests can be submitted to privacy@smitherpay.com.

Changes to Policy

We may update this Privacy Policy periodically. Changes will be posted on this page, and continued use of the Service indicates acceptance.

Smither Terms and Conditions

Introduction

These Terms and Conditions ("Terms") govern your use of the Smither payment platform ("Service"). By using Smither, you agree to these Terms.

Eligibility

You must be at least 18 years old to use the Service. You are responsible for ensuring compliance with local laws.

Account Registration

You agree to:

  • Provide accurate and complete information.
  • Maintain the confidentiality of your login credentials.
  • Be responsible for all activity under your account.

Use of Service

  • Smither provides voice-activated and manual payment tools.
  • You may use Smither for lawful transactions only.
  • Smither reserves the right to suspend or terminate accounts for suspicious activity.

Fees

Transaction fees may apply and will be displayed prior to payment confirmation.

Prohibited Uses

You agree not to:

  • Use Smither for illegal activities.
  • Engage in fraud, money laundering, or unauthorized access attempts.
  • Interfere with the operation of the Service.

Limitation of Liability

Smither is not liable for indirect or consequential damages arising from use of the Service. The maximum liability is limited to the fees paid by you in the past 3 months.

Governing Law

These Terms are governed by the laws of the State of New York, without regard to conflict of law provisions.

Contact Us

For questions about these Terms or the Privacy Policy, contact: privacy@smitherpay.com