Privacy Policy
Smither Terms & Privacy Policy
Last Updated: June 25, 2026
Introduction
Welcome to Smither, LLC ("Smither," "we," "our," or "us"). We operate the Smither payment platform available at https://www.smitherpay.com (the "Service").
By accessing or using the Service, you agree to these Terms of Service and our Privacy Policy. If you do not agree, please discontinue use immediately.
Company Details:, a Delaware limited liability company with offices at 2810 N Church Street Num 819508, Wilmington, DE 19802.
Eligibility
You must be at least 18 years of age to use the Service.
You are responsible for ensuring compliance with your local laws.
Children's Privacy: Smither does not knowingly collect data from individuals under 18. If such data is discovered, it will be deleted immediately.
Account Registration
By creating an account, you agree to:
Provide accurate, current, and complete information.
Maintain the confidentiality of your login credentials.
Accept responsibility for all activity under your account.
Smither reserves the right to suspend or terminate accounts for suspicious or non-compliant activity.
Use of Service
Smither provides a chat-based peer-to-peer payment platform via Telegram that enables users to send and receive USDC stablecoins and purchase digital assets using fiat currency.
You may only use the Service for lawful purposes. You agree not to:
Use Smither for illegal activity, including fraud, money laundering, or terrorism financing.
Access the Service from or on behalf of prohibited jurisdictions, including OFAC-sanctioned countries.
Interfere with or attempt to compromise the Service or other accounts.
Prohibited Jurisdictions: The Service is not available in countries where stablecoin payments or electronic money services are restricted or prohibited, including jurisdictions subject to U.S. sanctions.
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Fees
Smither charges a 1% fee on withdrawals. Sending payments is free. Third-party on-ramp fees (such as those charged by MoonPay) may apply when purchasing USDC with fiat currency and will be disclosed prior to each transaction confirmation.
Compliance (AML / KYC)
Smither complies with all applicable **Anti-Money Laundering (AML)** and **Know Your Customer (KYC)** obligations.
You may be required to provide identification documents, proof of address, or other verification information.
Failure to provide verification may result in feature restrictions, account suspension, or termination.
Third-Party Services
Smither integrates with trusted third-party service providers, including:
-MoonPay – for fiat-to-crypto on-ramp services (purchasing USDC with fiat currency).
-Privy – for non-custodial wallet creation and management.
-Alchemy – for blockchain infrastructure and USDC transfers on the Base network.
-Twilio – for SMS delivery of payment claim links and OTP verification.
By using Smither, you also agree to the applicable terms of these providers. Smither is not responsible for the actions or omissions of third-party providers.
Privacy Policy
Information We Collect
Account Information: Telegram username, first name, and phone number (where provided).
Transaction Data:Payment history, USDC transfer details, wallet addresses, and claim link activity.
Technical Data:IP address, device ID, and browser information.
SMS Data: Phone numbers used for payment claim link delivery via Twilio.
Cookies:For authentication, analytics, and functionality on our website.
How We Use Data
We use collected data to:
- Provide and maintain the Service.
- Facilitate peer-to-peer USDC payments and fiat on-ramp transactions.
- Deliver payment claim links via SMS.
- Prevent fraud and enhance security.
- Improve customer experience and develop new features.
- Comply with legal and regulatory requirements.
Sharing of Data
We may share your data with:
Service Providers: MoonPay, Privy, Alchemy, and Twilio for payment processing, wallet infrastructure, and SMS delivery.
Regulatory & Legal Authorities:When required by law or regulation.
Business Transfers: In the event of a merger, acquisition, or asset sale.
We do not sell your personal data to third parties.
Data Security & Retention
Smither uses encryption, secure networks, and industry-standard safeguards.
Data is retained only as long as necessary to provide the Service or comply with legal obligations.
Your Rights
Depending on your location, you may have the right to:
Access, update, or delete your data.
Restrict or object to certain processing.
Request data portability.
Requests may be submitted to hello@smitherpay.com
Limitation of Liability
Smither is not liable for indirect, incidental, or consequential damages arising from use of the Service. The maximum liability is limited to the fees paid by you in the past three (3) months.
Dispute Resolution
Any disputes arising out of these Terms shall be resolved through **binding arbitration in New York**, pursuant to the rules of the American Arbitration Association---
Governing Law
These Terms are governed by the laws of the **State of New York**, without regard to conflict of law principles.
Changes to Policy
We may update these Terms and Privacy Policy from time to time. Changes will be posted at https://www.smitherpay.com/terms-policy. Continued use of the Service indicates acceptance of the revised terms.
Contact Us
For questions about these Terms or the Privacy Policy, contact:
hello@smitherpay.com